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6 Steps to Financial Freedom

Investing: 401Ks, IRAs, Retirement and More

Investing 401k IRA Retirement

Investing

They key to a successful financial future is investing, and investing often. The sooner you begin, the more time you give your money to work for you. The days when you could rely on a pension are gone for most people, but the options to build your own wealth have never been greater.

Investing is a long-term wealth-building strategy with many ups and downs. The trend over long periods is up, so its important to stay invested through the turbulence and not run for the hills when markets are down. That is why its vital to have a solid financial foundation and not invest money you might need need in the short-term.

If you do not have a financial plan and/or carry a lot of debt, check out 6 Steps to Financial Freedom.

Saving for Retirement

Everyone knows they should be saving for retirement, but life often seems to get in the way. By taking advantage of your company's 401K or self-directed IRAs, you can ensure you don't have to move into your children's home when you get to your golden years.

Investing for your future is not hard, but it takes discipline. The simplest way is to live below your means and automate your retirement savings.

Latest Articles About Investing and Retirement

Health Savings Account HSA

May 5, 2022

Guide to Health Savings Accounts (HSA)

A health savings account, or HSA, is a tax-advantaged savings and investing account that was created in 2003 to help Americans pay for their out of

Category iconInvesting

Complete Guide to Retirement Savings

March 23, 2022

Complete Guide to Saving for Retirement

Retirement is a beautiful transition from work to new adventures. That’s the fun part. Getting in the position to retire is a different kind of

Category iconInvesting

Investing in Cryptocurrency for Beginners

March 15, 2022

Investing in Cryptocurrency for Beginners

Cryptocurrency seems to be the talk of the financial world lately. And people are beginning to test the waters. A recent survey showed that 13% of

Category iconInvesting

Get Started Investing

March 2, 2022

Complete Guide to Get Started Investing

A great investment program doesn’t require elaborate spreadsheets, complicated calculations, or outsized returns. It does require consistency and

Category iconInvesting

How to Max Out Retirement Savings

June 21, 2021

How to Max Out Retirement Savings

Standard advice says you should be saving 15-20% of your income towards retirement. But with so many retirement investment options available,

Category iconInvesting

Maximize Your 401k Match

June 14, 2021

401k Match – How To Maximize It

A 401(k) plan is a retirement investment option offered by many employers. The tax benefits, high contribution limits, and investment flexibility make

Category iconInvesting

Mutual Fund Fees

November 30, 2020

Mutual Fund Fees Could Be Dragging Down Your 401k

Contributing to a 401K is a smart financial move and often the only retirement account options available for most employees. But if your 401K is

Category iconInvesting

What is a Target Retirement Fund

October 30, 2020

What is a Target Retirement Fund, and How Does it Work?

Target retirement date funds are becoming increasingly popular. Perhaps you see these funds within the various options inside of your 401k. Or, your

Category iconInvesting

Automate Your Savings

October 28, 2020

Automate Your Savings and Watch Your Wealth Grow

Saving money can be challenging. If the money is in your account, it’s hard not to go out to eat, buy a new pair of sneakers, or go away for a long

Category iconInvesting

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Proper Cents is part of the Waaz Media family, and focuses on educating individuals and families about all things related to personal finance.

The mission of Proper Cents is to give a little boost to those looking for a brighter financial future.

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